Term & Conditions :

Terms Of Use

Welcome to FinGrant Scholar!

These terms and conditions outline the rules and regulations for the use of FinGrant Scholar's Website, located at fingrantscholar.com. In using this website, you are deemed to have read, understood and expressly agreed to the following Terms of Use which shall be binding on you. These Terms of Use shall be read in conjunction with all the other policies of FinGrant Scholar. (Formerly PSP Technoculture) and all definitions used but not defined herein shall have such meanings as have been ascribed to them in the other policies. The domain name www.fingrantscholar.com (hereinafter referred to as the "Website") is owned, operated but developed, and maintained by Easy Software Solution Pvt Ltd (CIN U74999BR2016PTC032891) a company incorporated under the Companies Act, 2013 with its registered office at PAHARPUR, POLICE COLONY ANISABAD PATNA BR IN 800002. We maintain this website as a service to our customers. By using our website, you are agreeing to comply with and be bound by the following Terms of Use. Please review the following Terms of Use carefully. If you do not agree to these terms, you should not use the website or review information or utilize services from this website. Your use of the Website and its services and tools are governed by the following terms and conditions ("Terms of Use") as applicable to the Website including the applicable policies which are incorporated herein, by way of reference. By mere use of the Website, You shall be contracting with FinGrant Scholar for the services required by You. The terms and conditions of FinGrant Scholar for providing services including the policies and the Terms of Use hereunder constitute your binding obligations with FinGrant Scholar. For the purpose of these Terms of Use, wherever the context so requires "You" or "User" shall mean any individual who has agreed to avail services of FinGrant Scholar on the Website by registering on the Website as a User using the computer systems. The term "We", "Us", "Our" shall mean FinGrant Scholar. When You use the services provided by FinGrant Scholar through the Website, you will be subject to the policies, terms and conditions applicable to such service, and they shall be deemed to be incorporated into these Terms of Use. We reserve the right, at Our sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time without any prior written notice to You. It is your responsibility to review these Terms of Use periodically for updates/changes. Your continued use of the Website following the posting of changes will mean that You accept and agree to the revisions. As long as You comply with these Terms of Use, we shall grant You a personal, non-exclusive, non-transferable, limited privilege to enter and use the Website. Accessing, browsing or otherwise using the site indicates your agreement to all the terms and conditions under these Terms of Use, so please read the Terms of Use carefully before proceeding. By impliedly or expressly accepting these Terms of Use, you also accept and agree to be bound by the Privacy Policy as mentioned in the terms and conditions stipulated by FinGrant Scholar.


i. Enquiry Form

If you choose to seek information an enquiry form may be filled up by providing your name and e-mail address etc. This information is collected on the enquiry form for several reasons including but not limited to:
  a. Personal identification;
  b. To allow us to contact you for customer service purposes, if necessary;
  c. To customize the content of Our Website to strive to meet your specific needs; and/or
  d. To make product or other improvements to Our Website.


As a User of the Website, you may also occasionally receive updates from us about new services offered by Us, and other noteworthy items. However, you may choose at any time to not receive these types of e - mail messages. You are required to send email on, requesting for removing your email ID from the distribution list.

ii. Obligations
You agree that if You provide any information that is untrue, inaccurate, not current or incomplete or if We have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with these Terms of Use, we shall have the right to indefinitely suspend or terminate or block your access of the Website and refuse to provide You with access to the Website.

iii. Communications
When You use the Website or other data, information or communicate with us, you agree and understand that You are communicating with Us through electronic records and You consent to receive communications via electronic records from Us periodically and as and when required. We may communicate with you by email or by such other mode of communication, electronic or otherwise


iv. Automatic Logging of Session Data
We may automatically log generic information about your computer's connection to the Internet, which We call "session data", that is anonymous and not linked to any Personal Information. Session data consists of things such as the IP address, operating system and type of browser software being used and the activities conducted by the User while on the Website. An IP address is a number that lets computers attached to the internet, such as Our web servers, know where to send data back to the User, such as the pages of the website the User wishes to view. We collect session data because it helps Us analyze such things as what items visitors are likely to click on most, the way visitors are clicking through the Website, how many visitors are surfing to various pages on the Website, how long visitors to the Website are staying and how often they are visiting. It also helps Us diagnose problems with Our servers and lets Us better administer Our systems. Although such information does not identify any visitor personally, it is possible to determine from an IP address a visitor's Internet Service Provider (ISP), and the approximate geographic location of his or her point of connectivity.


v. Use of the Website
You agree, undertake and confirm that Your use of Website shall be strictly governed by the following binding principles:

1. You shall not host, display, upload, modify, publish, transmit, update or share any information which:
   a. belongs to another person and to which You do not have any right to;
   b. is misleading in any way;
  c. violates any law for the time being in force;
  d. shall not be false, inaccurate or misleading;
2. You shall not attempt to gain unauthorized access to any part of the Website, or any other systems or networks connected to the Website or to any server, computer, network, or to any of the services offered on or through the Website, by hacking or any other illegitimate means.
3. You shall at all times ensure full compliance with the applicable provisions of the Information Technology Act, 2000 and rules thereunder as applicable and as amended from time to time and also all applicable Domestic laws, rules and regulations regarding Your use of Our service.
4. We reserve the right, but have no obligation, to monitor the materials posted on the Website. We shall have the right to remove or edit any content that in its sole discretion violates, or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Use. In no event shall We assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on the Website. You hereby represent and warrant that You have all necessary rights in and to all Content which You provide and all information it contains and that such Content shall not infringe any proprietary or other rights of third parties or contain any libelous, tortious, or otherwise unlawful information.
5. You shall not use any "deep-link", "page-scrape", "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Website. We reserve Our right to bar any such activity.
6. You shall not probe, scan or test the vulnerability of the Website or any network connected to the Website nor breach the security or authentication measures on the Website or any network connected to the Website. You may not reverse look-up, trace or seek to trace any information on any other User of or visitor to Website, or any other customer, including any account on the Website not owned by You, to its source, or exploit the Website or any service or information made available or offered by or through the Website, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than Your own information, as provided for by the Website.
7. You shall not make any negative, denigrating or defamatory statement(s) or comment(s) about Us or the brand name or domain name used by Us including the terms FinGrant Scholar, or otherwise engage in any conduct or action that might tarnish the image or reputation, of FinGrant Scholar / PSP Technoculture or otherwise tarnish or dilute any PSP Technoculture trade or service marks, trade name and/or goodwill associated with such trade or service marks, trade name as may be owned or used by us.
8. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to us on or through the Website or any service offered on or through the Website. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
9. You may not use the Website or any content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of the FinGrant Scholar.


vi. Prohibited Conduct
1. You shall not interrupt or attempt to interrupt the operation of this site in any manner whatsoever.
2. You agree not to use the Services we provide via the site to:
  i. Transmit any information or do anything that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
  ii. Transmit any information that you do not have a right to transmit or which infringes another's rights;
  iii. Carry out any activity which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world;
  iv. Carry out any activity which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data);
  v. Interfere with or disrupt the Services, servers or networks connected to the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Services; or collect or store personal data about other users; or
  vii. Site Contents, Proprietary Rights and Use


1. Property Right
  a. All textual, graphical and other content appearing on this Website, unless otherwise noted, are the property of the FinGrant Scholar.
  b. All materials of FinGrant Scholar, including but not limited to text, images, photographs, graphics, audio, video, software, icons or other material (the "Content") which belong to the Company or FinGrant Scholar are protected under international conventions, the Copyright Act, 1957, and all other applicable Indian laws, with amendments, rules and regulations. You shall not use the Content for any purpose, except as specified herein.
  c. The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Website are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Website, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Website. The posting of information or materials on the Website does not constitute a waiver of any right in such information and materials.
2. Use of Content
  a. You agree to abide by all instructions provided on this site regarding the way you may use the Content.
  b. Except as expressly provided in these Terms of Use, no part of the Website and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including "mirroring") to any other computer, server, Website or other medium for publication or distribution or for any commercial enterprise, without Our express prior written consent.
  c. You may view, copy, print and use content contained on this Website solely for your own personal use and provided that: (1) the content available from this Website is used for informational and non-commercial purposes only; (2) no text, graphics or other content available from this Website is modified in any way; (3) no graphics available from this Website are used, copied or distributed separate from accompanying text; (4) no content available from this Website may be used for any purpose which is offensive or which disparages, damages or otherwise negatively reflects upon FinGrant Scholar, its products, its employees or its management. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or other grant of right to use any patent, copyright, trademark or other intellectual property of FinGrant Scholar or any third party, except as expressly provided herein.
  d. We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Website.
3. Trademark, Copyright and Restriction
  a. Trademarks mentioned in the Website are either trademarks or registered trademarks of the FinGrant Scholar. There are proprietary logos, Service marks and trademarks on this site either owned/used by the Fund Provider, FinGrant Scholar or any other third party(s). By displaying them on this site, the Fund Provider and FinGrant Scholar are not granting any license to utilize those proprietary logos, Service marks, or trademarks. Any unauthorized use of the Content by you may violate the extant copyright laws, trademark laws, the laws of privacy and publicity, leading to personal liability along with civil and criminal action against you.
  b. This site is owned, controlled and operated by Us. All material on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights. All material on the Website is solely for Your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by email or other electronic means and whether directly or indirectly and You must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other website or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited.
4. Exception


This prohibition does not extend to:
  a. Materials on this site which are expressed to be freely available for re-use or replication, subject to any conditions we specify; or
  b. Any fair dealing for the purposes of private study, research, criticism or review.

viii. Third Party Advertisements and Links
1. We may provide links to other websites for your convenience. We do not take responsibility or endorse the content of those websites and are not liable for their availability or for any loss or damage incurred by the use or non - use of such websites. You may access such websites at your own risk. Further, if you avail of any goods or services from such websites, your contract for the supply of those goods and services will be with the third party operating that website.
2. Certain parts of this site may contain advertising. We are not responsible for the content of any advertising material or any errors or inaccuracy in any advertising or sponsorship, which is the responsibility of the advertiser. We partner with third-party advertising companies to serve ads and/or collect certain information when you visit our site. These companies may use cookies or web beacons to collect non-personally identifiable information [not including your name, address, email address or telephone number] during your visit to this site in order to help show advertisements on other websites likely to be more interesting to you. You hereby provide your consent for the above arrangement.


ix. Privacy
We view protection of Your privacy as a very important principle. We understand clearly that You and Your Personal Information is one of Our most important assets. Our Privacy Policy is available on the website. Please review the Privacy Policy carefully. If you do not agree to Privacy Policy, you should not use the website or review information or utilize services from this website.
Our Privacy Policy sets out our obligations with respect to the safeguarding, collection and use of the personal information of the Users. Authorized employees, representatives may use any information collected from the Users on a need-to-know basis only. We periodically review our systems and data to ensure the best possible service to the Users.
We take appropriate steps to protect the information you share with us. We assure that We shall store and process Your Information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures in accordance with Information Technology Act 2000 and the Rules thereunder.
FinGrant Scholar will continue to reinforce its security procedures as advanced technology becomes available, to ensure that its security procedures are compliant with current applicable regulations. If our Privacy Policy changes in the future, it will be posted on the Website and a new effective date will be shown. You should access our Privacy Policy regularly to ensure you understand our current policies.

x. Cookies
By accessing FinGrant Scholar, you agreed to use cookies in agreement with the FinGrant Scholar's Privacy Policy. FinGrant Scholar's interactive site uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site for enabled functionality of this site.

xi. Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:
• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.


We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of FinGrant Scholar; and (d) the link is in the context of general resource information. These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site. If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to FinGrant Scholar. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:
• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.
No use of FinGrant Scholar's logo or other artwork will be allowed for linking absent a trademark license agreement.

xii. Disclaimer of Warranties and Liability
This Website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to You through this site are provided on "as is" and "as available" basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, We do not warrant that:
1. This Website will be constantly available, or available at all; or
2. The information on this Website is complete, true, accurate or non-misleading.
We will not be liable to You in any way or in relation to the Contents of, or use of, or otherwise in connection with, the Website. FinGrant Scholar does not warrant that this Website, information, Content, materials, product (including software) or services included on or otherwise made available to You through the Website; their servers; or electronic communication sent from Us are free of viruses or other harmful components.


xiii. Disclaimer Notice
THIS SITE AND ITS CONTENTS ARE FOR YOUR NON-COMMERCIAL AND PERSONAL USE ONLY. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS SITE OR ITS CONTENTS, DOES NOT ASSUME RESPONSIBILITY FOR OR MONITOR CONTENT ON ANY PAGES/WEBSITES THAT ARE NOT PART OF FinGrant Scholar, AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY AND FITNESS FOR PURPOSE RELATING TO THIS SITE AND/OR ITS CONTENT AND/OR ANY SITE TO WHICH IT IS LINKED ARE HEREBY TO THE FULLEST EXTENT PERMITTED BY LAW EXCLUDED. NO REPRESENTATIONS OR WARRANTIES ARE GIVEN AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION PROVIDED ON THIS SITE, OR ANY WEBSITE TO WHICH IT IS LINKED.

xiv. Information and Press Releases
The Website contains information and press releases about us. While this information was believed to be accurate as of the date prepared, we disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.

xv. Compliance with Laws:
You shall comply with all the applicable relevant laws (including without limitation, the Foreign Exchange Management Act, 1999 and the Rules made and notifications issued there under issued from time to time, the Information Technology Act, 2000 as amended by the Information Technology (Amendment) Act 2008, the Prevention of Money Laundering Act, 2002 and the Rules made there under and the Income Tax Act, 1961 and the Rules made there under) and any amendments made thereof, for using Our Website.

xvi. Indemnity
You shall indemnify and hold harmless FinGrant Scholar, its affiliates and their respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorneys' fees, made by any third party or penalty imposed due to or arising out of Your breach of this Terms of Use, Privacy Policy and other Policies, or Your violation of any law, rules or regulations or the rights (including infringement of intellectual property rights) of a third party.

xvii. Applicable Law
The Terms of Use shall be governed by and interpreted and construed in accordance with the laws of India. The place of jurisdiction shall be exclusively in Mumbai. Should any part of this Terms of Use be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. Our failure to enforce any provision shall not be deemed a waiver of such provision nor of the right to enforce such provision.

xviii. Service Description
We do not warrant that Service description or other content of this Website is accurate, complete, reliable, current, or error-free and We assume no liability in this regard.

xix. Limitation of Liability
In no event shall FinGrant Scholar be liable for any special, incidental, indirect or consequential damages of any kind in connection with these Terms of Use, even if the User has been informed in advance of the possibility of such damages.

xx. Other
From time to time, We may add or enhance services available on the Website. To the extent these services are provided, and used by You, We will use the information, You provide to facilitate the service requested. For example, if You email us with a question, We will use your email address, name, nature of the question, etc. to respond to your question. We may also store such information to assist Us in making the Website better and easier for You to use.